Your credit score is the same as your credit rating. In essence, it’s a numerical score or value between 0 and 1,000 (although the credit reference agencies’ scales vary). This score tells lenders how much of a risk they’re taking if they lend you money. It also determines what sorts of credit you can get […]

Cooking at home is quickly falling by the wayside in favor of eating out or picking up packaged foods. According to the Harvard Business Review, only 15 per cent of Americans said they love to cook, 50 per cent said they actually hate it and 35 per cent are ambivalent about it. Make sure that […]

One of the most frustrating things about choosing gifts for kids is the fact that many of them are played with for a matter of hours before being discarded – never to be touched again. Not only is this a waste of money, it is generally wasteful in an environmental sense as well. Remember, when […]

Our kids are back at school and it’s raining – there’s no doubt that the season is changing. The blissful heatwave days are already a memory and we’ve had the ‘is it too soon to put the heating on’ conversation. However, there’s something appealing about the back-to-school feeling for people of all ages: it’s synonymous […]